New Years Day is a perfect time to talk about debt and our obsession with keeping up with the Jones’. Buy It, Just Buy It, we hear all the time. Creditors slyly and stealthily draw people in with the promise of simple money, and then weep foul about how they are wronged and cheated when someone needs to discuss a change in terms. Something they insist on for themselves every year. You played by the rules. You were a fantastic customer, you paid your bills on time. But creditors act like vultures circling in the sky above. Raising rates and changing rules as you squirm on the ground. You are not a meal, you are a person.
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